Searching for Collections - Fair Debt Practices Act - Letters

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Second Notice to Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

Letter to debt collector seeking verification of a debt in response to their validation letter

Letter to Debt Collector - Only Contact Me In Writing

Letter Denying that Alleged Debtor Owes Any Part of Debt and Requesting a Collection Agency to Validate that Alleged Debtor Owes such a Debt - US-DCPA-21.3BG

Letter Denying that Alleged Debtor Owes the Amount of Finance Charges, Interest or Penalties being Charged on the Alleged Debt and Requesting a Collection Agency to Validate that Alleged Debtor Owes these Charges - US-DCPA-21.4BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed - US-DCPA-19.14BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt - US-DCPA-19.1BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney - US-DCPA-19.4BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is Vouched for, Bonded by, or Affiliated with the United States - US-DCPA-19.3BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt - US-DCPA-19.8BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that Documents are Legal Process - US-DCPA-19.16BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt - US-DCPA-19.11BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Arrest or Imprisonment of any Person - US-DCPA-19.9BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages - US-DCPA-19.10BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt - US-DCPA-19.7BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability - US-DCPA-19.17BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States - US-DCPA-19.15BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - US-DCPA-19.12BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumer’s Employer - US-DCPA-19.13BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business - US-DCPA-19.5BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - US-DCPA-19.18BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can - US-DCPA-19.20BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not - US-DCPA-19.19BG

Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor - US-DCPA-18.1BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Causing a Person to Incur Charges for Communications by Concealing the True Purpose of the Communication - US-DCPA-20.3BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Collecting an Amount not Authorized by the Agreement Creating the Debt or by Law - US-DCPA-20.1BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Communicating with a Consumer Regarding a Debt by Post Card - US-DCPA-20.5BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check - US-DCPA-20.2BG

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